Impulse buys are designed to be easy. A few speed bumps give you a moment to decide on purpose.
Speed bumps
- A 24-hour rule for non-essential purchases over a set amount
- Remove saved cards from shopping sites
- Unsubscribe from store emails and turn off shopping notifications
- Keep a "want list" and review it once a month
Keep some fun
Budget a small amount of no-questions-asked money. It makes the rest of the budget easier to keep.
General educational information, not financial advice. The Pennies Budget isn't paid by any company mentioned here.